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Showing posts with the label Business loan

Importance of Working Capital in a Business

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Every business needs proper cash flow to run operations. This operational capital is the total summation of the fixed assets and working capital comprising factory and equipment. It is fair to say that every business, large-scale to medium and small-scale, shares a common goal of making good money. But many a times some businesses fail to accomplish that goal due to a lack of strategic working capital management. So, it is extremely crucial to understand the importance of working capital to run a business smoothly. What is Working Capital? First things first, working capital is the total amount of capital required in running a business; in other words, the current assets minus current liabilities of a business. The fixed assets procured by a business are used primarily for producing goods and services. These cannot be readily converted into liquid funds. Liquid funds are important to purchase raw materials and essential equipment for the company, pay salaries to employees an...

Merchant Cash Advance – The Latest Trend in MSME Finance!

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Merchant Cash Advance is a new type of funding designed specifically for small businesses which do a lot of business through card transactions and is in need of some funds on an urgent basis. A funding culture that is widely in vogue in the US and Canada for a long time now, is now getting popular in India primarily for its simplicity and convenience in raising funds by a small business . A Merchant Cash Advance, simply put, is a Loan made to merchants by lenders against their future card payment receivables. Thus, it is either a loan against POS machine Card transaction or MCA. Click here to read more…

5 New Year resolutions in 2018 that can make you a successful business person

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2018 has kick-started with a new zeal, and we’re certain, you are prepping up with your forthcoming ventures that you’ve planned this year. And why not? Successful business persons are always looking for smart ways to execute a good plan. Productivity in business ventures becomes fruitful when planned beforehand and executed whilst tracking key priorities and milestones. Alongside working on preset ideas and goals, it is also necessary to plan your cash inflow and outflow throughout the year. To scale up using your financials wisely, it is advisable to go for a business loan. TAB Capital’s business loans for small-scale enterprises are a one-click solution to all your finance-related worries. Now, getting an online unsecured business loan is achievable sitting at the comfort of your home or office. Quick online application, prompt verification and loan disbursal can help you accomplish your goals tactically. Let us now look at the 5 resolutions that you must take to get your...