TAB Capital Blog

Every business needs proper cash flow to run operations. This operational capital is the total summation of the fixed assets and working capital comprising factory and equipment. It is fair to say that every business, large-scale to medium and small-scale, shares a common goal of making good money. But many a times some businesses fail to accomplish that goal due to a lack of strategic working capital management. So, it is extremely crucial to understand the importance of working capital to run a business smoothly. What is Working Capital? First things first, working capital is the total amount of capital required in running a business; in other words, the current assets minus current liabilities of a business. The fixed assets procured by a business are used primarily for producing goods and services. These cannot be readily converted into liquid funds. Liquid funds are important to purchase raw materials and essential equipment for the company, pay salaries to employees an

Merchant Cash Advance is a new type of funding designed specifically for small businesses which do a lot of business through card transactions and is in need of some funds on an urgent basis. A funding culture that is widely in vogue in the US and Canada for a long time now, is now getting popular in India primarily for its simplicity and convenience in raising funds by a small business . A Merchant Cash Advance, simply put, is a Loan made to merchants by lenders against their future card payment receivables. Thus, it is either a loan against POS machine Card transaction or MCA. Click here to read more…